Health Connection

Accident Coverage - 24-Hour


Plan Features:
•	Pays 100% of Covered Medical Expenses after satisfaction of the $195 or $275 Deductible up to the coverage maximum
•	Use any doctor or hospital
•	NEW CallMD, a network of medical doctors you can call for a consultation or medical needs anytime, any day!
•	Accidental Death & Dismemberment benefits
•	Emergency Helicopter Air Ambulance benefits
•	Automatic acceptance through age 64
•	Benefits are paid directly to you

Value Access Guarantee (Not Available in NC)

Plan Features:
•	Guaranteed Issue for members and their spouse's ages 18 through 64. Coverage terminates at age 70.
•	Pays Indemnity Benefits - There are NO Deductibles or Co-pays
•	Pays Benefits for Doctors Office Visits, Hospitalization, ICU or CCU, Surgery, Anesthesia, Preventive Care, Emergency Room Care, Lab and X-Ray Testing, and Ambulance Services*
•	Dependent Child Coverage is available to age 21 if the child is dependent on the parent member; or to age 23 if attending an accredited school full-time.
•	Save money through access to Beech Street PPO Network
•	Or you can use your own Doctor, Hospital or Licensed Provider
•	Pays Benefits in Addition to any Other Insurance Coverage
•	Pre-existing Conditions Incurred within the 12 Month Period Preceding the Effective Date are not covered. The Pre-existing Conditions Limitation is waived under the Outpatient Doctors Office Visits Indemnity Benefit
	* This plan is not available in all states and benefit options vary by state.

Value Medical Plan (Not Available in NC)

Sickness & Accident, Hospital & Medical Insurance
THIS POLICY PROVIDES LIMITED BENEFITS

Plan Features:
•	Benefits are Paid Directly to You if requested
•	Pays Indemnity benefits for Hospital Confinement and Doctor Office Visits
•	Pays benefits for Hospital Out Patient and Ambulance Services
•	Pays Benefits in Addition to any Other Insurance coverage
•	Issue Ages 18 through 64 years old
•	Dependent Child Coverage Available to Age 19 or 25 if a Full Time Student
•	Guaranteed Renewable to age 65 years old
•	Use any Doctor, Hospital or Licensed Provider

General Agent Center (GAC) has been a national distributor of industry leading products since 1973, serving thousands of agents and members nationwide.

GAC works with associations such as Value Benefits of America and National Employers Association to help provide members with excellent benefit options from a variety of insurance carriers and benefit providers.

Policies To Help With High Deductible Health Plans